clear

AEON CREDIT
Flexi Payment

Flexi Payment
Up to 48 months repayments
 
Easy Payment

Easy Payment
No credit card & deposit needed
 
Fast Approval

Fast Approval
Within 1 hour
 
Low Interest Rate

Low Interest Rate
As low as 1% per month
 

Requirements & Documents
Requirements

Requirements
Individual Self-Employed
  • Malaysian citizen aged 18 years to 65 years old
  • Applicants should be employed for at least 6 months in current employment
  • Minimum monthly gross salary: RM900.00
  • Office telephone number and HP / home telephone number is compulsory
  • One contactable referee
  • Applicant must be contactable
  • No records of blacklist, CCRIS or CTOS
  • Malaysian citizen aged 18 years to 65 years old
  • Self-employed applicants' current employment must be at least 1 year
  • Minimum monthly net pay: RM1000.00
  • Providing office telephone and HP / home telephone number is compulsory
  • One contactable referee
  • Applicant must be contactable
  • No records of blacklist, CCRIS or CTOS
 
Documents Required

Documents
Required
Individual Self-Employed
  • One photocopy of I/C (front and back)
  • Latest photocopy 1 month proof of income or EPF statement
  • Bank proof
  • Business Registration Form
  • Photocopy I/C of proprietor/partners/directors (front and back)
  • Latest 3 month company bank statement
 
Apply Now   WhatsApp Us   View Products
 

Application Process
Step 1

Step 1
Fill out the form at the store or online.
 
Step 2

Step 2
Team Heng Heng will contact you to ensure that your form and documents are complete.
 
Step 3

Step 3
Aeon Credit will process your application within 1-3 working days and make a call to you for verification.
 
Step 4

Step 4
Team Heng Heng will contact you to inform you whether your application is successful or not.
 
Step 5

Step 5
Sign the required documents.
 
Step 6

Step 6
Get the goods.
 
Apply Now   WhatsApp Us   View Products
 

Successful Applicants
 

FAQs
What is flexi-payment?  
It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.
What product does the scheme finance?  
The scheme finances consumer products ranging from electrical products, smartphones, sanitary ware & kitchen ware. View Products »
Do I need to provide any gurantor?  
No.
Will my personal information be kept confidential?  
Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.
If I make an early settlement on my loan, will I enjoy an interest rebate?  
Yes. For more information, please contact customer service centre at 03-2719-9999
How do I make my monthly payments?  
  • Deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered)
  • Over the Counter (Available in all AEON Credit Service Branches)
  • Cash Deposit Machine (AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank)
  • MEPS Interbank GIRO
  • Internet Banking
Where can I find out more information on interest rates and fees etc?  

Consumer Durable Product Scheme (Exclude Smartphone)
Finance Amount
Interest Rate Per Month
New Customer AEON Express /
AEON Credit Cardholder
Finance Tenure
(Months)
RM5,000 & Below 1.25% 6, 12, 18, 24, 30, 36
RM5,001 & Above
1.10% 1.00%
 

Smartphone Scheme
Finance Amount
Interest Rate Per Month
New Customer AEON Express /
AEON Credit Cardholder
Finance Tenure
(Months)
RM2,500 & Below
1.25% 1.10%
6, 12, 18, 24
RM2,501 - RM4,000 6, 12, 18, 24, 30
RM4,001 & Above 6, 12, 18, 24, 30, 36
 
Notes:
  1. Maximum 2 (Two) smartphone devices are allowed to be financed in one application.
  2. Smartphone accessories are ALLOWED to be bundle with smartphone device for selected brands.
Why should I buy from HENG HENG?  
With over 20 years of experience, we're a leading local appliance store offering a wide range of genuine, brand new products. Save time and effort by finding everything you need in one place.